Chase Ultimate Rewards Transfer Partners 2026: All 17 Ranked

Chase Ultimate Rewards has 17 transfer partners — 14 airlines and 3 hotels — all transferring at a 1:1 ratio. The quality varies significantly. Some partners unlock exceptional value for premium cabin redemptions; others are useful mainly for specific routes or niche scenarios. Here’s a complete ranking and review of every Chase UR transfer partner.

Transfer Partner Quick Reference

Airline Partners

1. United MileagePlus ⭐⭐⭐⭐½

Best use: Star Alliance partner awards — particularly long-haul business and first class on carriers like Lufthansa, ANA, Singapore Airlines, SWISS, and Turkish Airlines.

United MileagePlus is the most straightforward airline partner for most US travelers. Because United is a major US carrier, it offers domestic coverage and easy online award search. The real value, however, comes from partner awards.

United charges reasonable rates for partner business class:

• New York to Frankfurt (Lufthansa business): ~70,000–80,000 miles one-way
• Los Angeles to Tokyo (ANA business): ~75,000–85,000 miles one-way
• Chicago to Hong Kong (ANA business): ~75,000–85,000 miles one-way

United does not add carrier-imposed surcharges on most partner awards — a significant advantage over British Airways for the same Lufthansa or ANA flights.

Weakness: United’s own premium cabin awards (first and business class on United metal) have become expensive. Best to use MileagePlus for partner carriers, not United-operated flights.

2. Air Canada Aeroplan ⭐⭐⭐⭐½

Best use: Star Alliance premium cabin redemptions, especially ANA, Lufthansa, SWISS, and Air Canada business class.

Aeroplan is one of the most powerful Star Alliance programs in the world and transfers from Chase UR at 1:1. Key advantages include no carrier-imposed surcharges on most partner awards and access to a massive Star Alliance network (40+ airlines).

Standout redemption rates:

• New York to Europe (business class): 95,000–115,000 points round trip
• West Coast US to Tokyo via ANA (business): 130,000–150,000 points round trip
• US to Southeast Asia (Singapore Airlines, business): 135,000–160,000 points round trip

Aeroplan also has a stopover policy (one free stopover on round-trip awards) and permits open-jaw itineraries at no extra cost — adding significant flexibility when building complex routings.

Weakness: Aeroplan’s dynamic pricing means award costs can spike on popular routes. Booking 6+ months out generally yields better pricing.

3. Air France/KLM Flying Blue ⭐⭐⭐⭐½

Best use: Transatlantic business class to Europe, particularly via Air France from US East Coast hubs.

Flying Blue is the joint loyalty program for Air France and KLM. Transfers from UR are instant and reliable. The program’s biggest advantage is its regular Promo Rewards Flash Sales — typically twice monthly — which reduce award costs by 25–50% on specific routes for a short booking window.

Standard pricing for transatlantic business:

• New York to Paris (Air France): 100,000–120,000 miles round trip (off-peak)
• Promo Rewards pricing: 60,000–80,000 miles round trip

Air France’s business class on the 777-300ER (La Première-adjacent) and KLM’s new Apex Suites are both strong products worth the redemption.

Weakness: Flying Blue’s pricing is dynamic, meaning popular dates can price high. Monitoring Flash Sales is key to getting consistent value.

4. Virgin Atlantic Flying Club ⭐⭐⭐⭐½

Best use: Delta business class redemptions from US cities; ANA The Room redemptions from the US West Coast.

Virgin Atlantic is a unique partner: it’s a small UK carrier, but its Flying Club program partners with Delta for US domestic and transatlantic redemptions and with ANA for transpacific routes — at rates often significantly cheaper than booking through Delta SkyMiles directly.

Virgin Atlantic pricing for Delta awards (representative 2026):

• US domestic first class (Delta One on select routes): 50,000–60,000 miles round trip
• New York to London (Delta One): 60,000–75,000 miles round trip (vs. 280,000+ on Delta SkyMiles)
• US West Coast to Tokyo (ANA The Room): 60,000 miles one-way

The ANA transpacific value is among the best available in any US-transferable program. ANA The Room (their flagship business class product) retails for $7,000–$10,000 on cash fares.

Weakness: Partner award space is dependent on Delta and ANA releasing seats. US-Europe Delta One space can be tight, particularly in peak summer months. Transfer is fast but cannot be reversed.

5. Singapore Airlines KrisFlyer ⭐⭐⭐⭐

Best use: Singapore Airlines Suites and Business Class (Saver awards); redemptions to Southeast Asia and Australia.

Singapore Airlines KrisFlyer is highly coveted for access to Singapore’s flagship Suites product — widely regarded as the best first-class experience in commercial aviation. KrisFlyer prices Suites at Saver rates (not market rates), making it one of the few ways to access them at a fixed cost.

Representative pricing for KrisFlyer Saver awards:

• US East Coast to Singapore (Singapore Suites): 85,000 miles one-way
• US East Coast to Singapore (business class): 67,500–79,000 miles one-way
• Singapore to Sydney (business class): 37,500 miles one-way

Weakness: Singapore Suites award space is very limited and typically opens only 2–4 weeks before departure. Business class space is easier but still competitive. Transfers from UR to KrisFlyer can take up to 24 hours — never transfer without confirmed award availability.

6. British Airways Executive Club ⭐⭐⭐

Best use: Short-haul US redemptions on American Airlines; select transatlantic routes.

British Airways Executive Club charges Avios based on distance, making it particularly strong for short flights. US domestic flights on American Airlines under 650 miles cost just 7,500 Avios one-way — excellent value for short trips like New York–Boston, Dallas–Houston, or Los Angeles–San Francisco.

Key short-haul pricing:

• Under 650 miles one-way: 7,500 Avios
• 651–1,151 miles one-way: 15,000 Avios
• 1,152–2,000 miles one-way: 25,000 Avios

Weakness: British Airways adds carrier-imposed surcharges (fuel surcharges) on BA-operated international flights, which can add $300–$700 per ticket in fees. For transatlantic business class on American Airlines–operated flights, BA Executive Club is better. Avoid BA-operated redemptions unless you’re calculating net value after fees.

7. Avianca LifeMiles ⭐⭐⭐

Best use: Star Alliance partner awards when other programs don’t have availability or price favorably.

Avianca LifeMiles is a Star Alliance frequent flyer program with fixed award rates — a significant advantage in an era of dynamic pricing. It can sometimes find and price Star Alliance partner awards that United or Aeroplan don’t show.

Representative pricing:

• US to Europe (business class, partners): ~63,000–70,000 miles round trip
• US to South America (business class): 60,000–80,000 miles round trip

Weakness: LifeMiles availability searches can be inconsistent. The best use is as a backup when United and Aeroplan come up short on partner availability. Customer service is limited compared to the big three.

8. Southwest Rapid Rewards ⭐⭐⭐

Best use: Domestic US flights and Caribbean routes; accessing Southwest’s Companion Pass.

Southwest Rapid Rewards is unique: awards are priced based on the cash value of the ticket, meaning there are no blackout dates and no award chart. The value is relatively fixed at approximately 1.3–1.5 cents per Rapid Rewards point when Southwest fares are competitive.

The real draw for UR-to-Southwest transfers is the Companion Pass: earning 135,000 Rapid Rewards points in a calendar year qualifies a companion to fly free on every Southwest flight for the rest of that year and the following year. With two Chase Sapphire Preferred cards’ welcome bonuses (from two household members), you can partially fund this goal.

Weakness: Southwest doesn’t fly internationally beyond limited Caribbean routes. Transfers from UR to Southwest don’t count toward Companion Pass status — only Southwest credit card spend and flight-earned points count toward the 135k threshold.

9. Korean Air SKYPASS ⭐⭐⭐

Best use: First class redemptions on Korean Air; select SkyTeam partner awards.

Korean Air SKYPASS is a SkyTeam program with fixed award rates. The standout redemption is Korean Air’s own first class — particularly on long-haul routes — at rates below what other programs charge for equivalent products.

Weakness: Korean Air’s route network is primarily Asia-focused from major US gateway cities. Limited utility for domestic US or European travel compared to other partners.

10. Iberia Plus ⭐⭐⭐

Best use: Routes from the US to Madrid or Latin America on Iberia.

Iberia Plus prices awards in Avios and can offer competitive rates on routes to Spain and Latin America, particularly from East Coast US hubs. Iberia’s business class product on the A350 is strong on medium-to-long-haul routes.

Weakness: Iberia adds fuel surcharges on Iberia-operated flights. Best value is on routes where Iberia fares are high and Avios pricing stays competitive.

11. Aer Lingus AerClub ⭐⭐½

Best use: Transatlantic routes through Dublin from US cities with direct Aer Lingus service.

Aer Lingus AerClub uses Avios and can price competitively on transatlantic routes from Boston, New York, Chicago, Los Angeles, and other cities to Dublin, then onward to Europe. Aer Lingus business class on the A321XLR (new in 2026) is a capable transatlantic product.

Weakness: Aer Lingus’s US gateway network is limited, making this a niche option. Most travelers will find Flying Blue or British Airways more useful for transatlantic redemptions.

12. Emirates Skywards ⭐⭐½

Best use: Emirates premium cabin on specific routes when other options are unavailable.

Emirates Skywards transfers from Chase UR at 1:1, but Emirates charges high fuel surcharges on award tickets — often $500–$800+ in fees even on economy awards — which significantly erodes value. The program is best used selectively on routes where Emirates has a monopoly or very high cash fares and when the math still works after surcharges.

Weakness: Carrier-imposed surcharges are high. Better programs (United, Aeroplan) often access the same or better Middle East/Asia destinations without the fee burden.

13. JetBlue TrueBlue ⭐⭐½

Best use: JetBlue Mint business class on transcontinental routes; Caribbean travel.

JetBlue TrueBlue awards are priced dynamically based on the cash fare. At roughly 1.3–1.5 cents per TrueBlue point, the value is decent but rarely exceptional. JetBlue Mint (their business class) on New York–Los Angeles or New York–London can deliver 2+ cpp when cash fares are elevated.

Weakness: No fixed award chart means value fluctuates with demand. JetBlue is not a global carrier, limiting long-haul options outside of select transatlantic and Caribbean routes.

Hotel Partners

1. World of Hyatt ⭐⭐⭐⭐⭐

Best use: Almost any Hyatt property redemption, particularly Category 4–7 hotels in major cities and resorts.

World of Hyatt is the single best hotel transfer partner for Chase UR — and arguably the best hotel loyalty program for points redemptions in the US market. Hyatt maintains a fixed award chart with 8 categories (1,000–150,000 points per night), meaning you can plan redemptions with predictable value.

At Category 4 ($15,000 pts/night), cash prices for equivalent hotels often run $300–$500/night — delivering 2–3+ cpp. At Category 7 ($30,000 pts/night), properties like the Park Hyatt Sydney or Park Hyatt Milan can cost $700–$1,200/night in cash, pushing values above 3 cpp.

See our dedicated Chase UR Hotels guide for specific Hyatt redemption examples.

2. IHG One Rewards ⭐⭐

Best use: Limited situations — fourth night free promotions; high-end InterContinental properties.

IHG One Rewards redemption values have declined. Standard redemptions typically return 0.5–0.8 cpp, making a direct UR transfer rarely optimal. The exception is IHG’s “4th Night Free” benefit for IHG One Rewards Premier credit card holders, which can improve effective value.

Weakness: Avoid transferring UR to IHG for most redemptions. The portal (1.5 cpp with Sapphire Reserve) almost always beats a Marriott or IHG hotel transfer.

3. Marriott Bonvoy ⭐½

Best use: Very limited. Niche scenarios only.

Marriott Bonvoy points are typically valued at 0.5–0.8 cents each — meaning transferring UR points at 1:1 and then redeeming with Bonvoy is equivalent to losing half your UR value. Almost no Marriott redemption makes mathematical sense compared to Hyatt or simply using the Chase Travel portal (1.5 cpp).

The one edge case: Marriott’s airline transfer bonus (60,000 Bonvoy points transfer to 25,000 airline miles with a 5,000-mile bonus). But this still doesn’t justify starting from UR.

Weakness: Nearly always better to use Hyatt, the Chase portal, or cash. Only transfer to Marriott if you have a specific redemption scenario mapped out in advance.

Frequently Asked Questions

How many transfer partners does Chase Ultimate Rewards have?

Chase Ultimate Rewards has 17 transfer partners: 14 airlines and 3 hotels. All transfer at a 1:1 ratio. Major airline partners include United MileagePlus, Air Canada Aeroplan, Air France/KLM Flying Blue, Virgin Atlantic Flying Club, British Airways Executive Club, Singapore Airlines KrisFlyer, and Southwest Rapid Rewards. Hotel partners are World of Hyatt, Marriott Bonvoy, and IHG Rewards.

Do Chase Ultimate Rewards points transfer instantly?

Most Chase UR transfers complete instantly. Singapore Airlines KrisFlyer can take up to 24 hours. All transfers are permanent — never transfer without first confirming the specific award seat or hotel night is available in the partner program.

What is the best Chase Ultimate Rewards transfer partner?

World of Hyatt is the best hotel partner, consistently delivering 2–5 cents per point. For airlines, Air Canada Aeroplan (for ANA business class) and Virgin Atlantic Flying Club (for Delta One transatlantic) rank highest, routinely delivering 4–7+ cents per point on premium cabin bookings.

Can I use Chase points to book Delta or American Airlines?

Chase UR does not transfer directly to Delta SkyMiles or American Airlines AAdvantage. However, you can book Delta flights via Virgin Atlantic Flying Club at dramatically lower mile costs than Delta charges. American Airlines-operated flights can be booked via British Airways Avios, particularly for short-haul US routes at 7,500 miles one-way.